Financial planning, success, abundance and prosperity manifestation implement both the spiritual and material rules. Let us first summarize some of the major spiritual laws:

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Law one on Creating Abundance and Prosperity: Our Higher Self and Soul and Monad are naturally abundant. If our personality is not experiencing abundance and success and prosperity, it is because our consciousness holds beliefs that obstruct the natural flow of abundance.

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Law two on Creating Abundance and Prosperity: Every aspect of our external world including our finances is created by the internal beliefs we hold. If money has become a problem for you, you must examine the beliefs you have about money.

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Law three on Creating Abundance and Prosperity: The beliefs we hold about money come primarily from three sources. Our society has a scarcity consciousness in that there is a deeply imbedded fear that there is not enough abundance to go around, there is not enough good for everyone. There is also a great deal of resentment toward the "haves" from the "have-nots." Know that if you harbor resentment toward wealthy people, you are very unlikely to ever become wealthy yourself.

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Law four on Creating Abundance and Prosperity: Many of your money beliefs come from your family. Ask yourself what did my family believe about money and how did that affect them? The third major source of money beliefs come from your personal experiences with money.

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Law five on Creating Abundance and Prosperity: After you examine and clarify your money beliefs, you can begin to transform them by affirming new money beliefs, visualizing a more abundant future and magnetizing this future to yourself.

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Law six on Creating Abundance and Prosperity: As you begin to grow spiritually and to fulfill your soul/life purpose for this incarnation, you begin to become happier and to naturally draw into your life the financial resources you need. When you begin to support the universe by doing your life’s work, the Universe begins supporting you as well.

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Law seven on Creating Abundance and Prosperity: Money is energy. As abundance filters down to you from your Higher Self and Soul, you need to give some of it away. If you don’t share your abundance, the flow dries up because it cannot circulate and it becomes stagnant.

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Law eight on Creating Abundance and Prosperity: You must be willing to receive from others as well for when you are unwilling to receive from others, you cut down on the flow of abundance to both yourself and others. Many people cannot receive from others because they do not love or accept themselves. A lot of people believe in their hearts that they do not deserve to enjoy abundance.

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Law nine on Creating Abundance and Prosperity: You should try to save part of the money that comes to you. A savings account promotes inner peace which is the state of mind required to easily manifest and magnetize abundance and prosperity. Also like attracts like and money in the bank attracts more money in the bank to you.